Referral Program

Refer a business.
Earn up to $1,000 each.

Know business owners getting destroyed by processing fees? Send them our way. We close the deal, you cash the check.

Become a Referrer → How it works

Sign up as a MidPay merchant and your referral link is instantly active in your dashboard.
Already a merchant? Log in to your dashboard to find your unique referral link and track your earnings.

Commission per referral

Restaurants pay the most. Every other category still earns. Paid monthly.

💳
$300

Retail merchant

Per activated retail account

🏢
$300

B2B / High-volume

Per activated B2B account

🛒
$150

E-commerce

Per activated online store

🔧
$200

Service business

Per activated service merchant

Restaurant referrals pay $1,000 when the business activates with a POS terminal. All other referrals pay the listed amount upon activation. Paid monthly via Zelle, PayPal, Venmo, or check.

Plus — tell them we'll cover up to $1,000 in cancellation fees from their current processor. It's the easiest pitch you'll ever make.

How it works

Sign up, share your link, get paid.

1

Sign up

Create your account at get-started.html. We auto-generate your unique referral code (e.g. ITALO-7X2K) and shareable link.

2

Share your link

Send your midpay.me/r/YOUR-CODE link to anyone. Email, SMS, social, embedded in a podcast. We track the click + the eventual signup.

3

They apply

When they click your link and submit an application, the system attributes the referral to you automatically. No manual tagging required.

4

Get paid

Once they're approved + active, the commission moves from pending to approved. Payouts go out monthly via your chosen method.

Common questions

When do I get paid?

Commissions are paid monthly. A referral hits "approved" when the referred business is signed and active (typically within 7-30 days of their application). Payouts go out the 1st of the following month.

How do you track who referred who?

When someone clicks your midpay.me/r/YOUR-CODE link, we set a 30-day cookie. If they apply within that window, the referral is automatically attributed to you. We also accept the code as a URL param (?ref=YOUR-CODE) for cookie-blocked browsers.

Is there a cap?

Nope. Refer 1 business or 1,000 — every approved deal earns. Top referrers consistently bring in $5k–$15k per month.

What payout methods do you support?

Zelle, PayPal, Venmo, and paper check. You set your preferred method in your dashboard. Switch anytime.

Do I need to be a MidPay customer to refer?

No. Anyone can become a referrer — you don't need to process payments through us. That said, our customers refer the most because they have first-hand experience to share.

Start earning this week

Sign-up is 30 seconds. Your code + shareable link are ready immediately.

Become a Referrer → Have a question?