Five quick steps. Your workers start receiving cashless tips at midpay.io/tip/<name> the moment your processor approves you (typically 1–3 business days).
1. Business
2. Type
3. Payout bank
4. Processor
5. Apply
Step 1 of 5
Tell us about your business
This is what your customers see on the tipping page. We use your email to send your owner login + payout receipts.
Test mode: tips run through MidPay's holding account so you can launch immediately. We disburse weekly while you wait for your processor to approve. No real money moves between customer and worker yet.
MidPay matches you with the right processor based on what you do. Pick the closest fit — you can change this later.
Step 3 of 5
Where should we send your payouts?
This is the bank account your chosen processor will deposit tips into. We never see your full account number — just store it for the processor's application.
Skip for now? Click "Continue" without filling these — you can add bank info directly to the processor's application in the next step.
Step 4 of 5
Pick your MidPay partner processor
Based on your business type, here are the processors that fit best. All applications run through MidPay — no negotiating with the partner directly.
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Your tipping account is live in test mode
You can start accepting tips immediately — they'll land in MidPay's holding account and we disburse weekly while your processor reviews your application (usually 1–3 business days).
